College Renters Insurance

Don't Believe the Myths:

Myth #1: Renters Insurance is too expensive.

Truth: For $160 a year, based on a national average,* our policy can provide affordable protection of your personal property plus it can protect you in case of a liability lawsuit. (Cost is based on $10,000 property coverage, $50,000 Personal liability coverage, $100 deductible and replacement cost. Rates and deductibles vary by state.) Convenient payment plans are available.

Myth #2: The landlord's insurance covers me.

Truth: Your landlord's insurance only covers the building where you live, not your personal belongings or your personal liability.

Myth #3: I don't need personal liability insurance.

Truth: You could be held responsible for injury to another person or damage to another person's property when an incident occurs within your rented residence or elsewhere. Without personal liability coverage, your current and future earnings could be at risk. Renters Insurance also may provide legal defense costs.

Myth #4: I don't own very much.

Truth: Most people's belongings are often worth more than they think. If all your belongings (clothes, electronics, furniture, etc.) were damaged or destroyed, could you replace them out of pocket?

*Cost is based on $10,000 property coverage, $50,000 Personal liability coverage, $100 deductible and replacement cost.