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Renters insurance has multiple benefits from property coverage to liability coverage!
What some people forget to look into is where they live. If you live in a particular area that is susceptible to damage caused by mother nature, you may need to add to your policy. Depending on your particular situation, you want to make sure that the necessary coverage [...]
As a young college student, you feel you are entitled to have fun when you aren’t busy with school. After talking with your roomates, you decide that over the weekend it would be fun to have a party at your apartment. Friday night finally arrives and people start to show up for the party. As the night progresses, everything is [...]
7am: You drag yourself out of bed, get ready for the day and head out for another day of school.
10am: While sitting in chemistry, you hear of a fire back at the dorms.
10:30am: You rush back to the dorms after class to see what all the talk is about.
As you approach the dormitory, you begin [...]
Student housing has changed a lot over the years. There used to be a common belief that college students typically lived in old and often small apartments and homes. Now, when you look at the housing projects that have gone up around college institutions, this can be far from the truth. College [...]
Living in the dorms provides students with a great opportunity to live on there own and be held responsible for their actions. Most Universities are now requiring that freshmen live in the dorms for a year. Although the dorms are much more monitored then most off campus housing, there is a still risks [...]
Reporting on renters insurance is typically disheartening due to the horror stories posted in the headlines of the news. Today, I am sad to hear of the misfortunes of Crista Fischer, a woman from North Bend whose home caught fire the day after Christmas. After facing this unfortunate turn of events, Fischer feels [...]
The real estate market is seeing more short sales and foreclosures because of the recession. Due to this, the number of scams involving real estate is increasing as well. Because so many people are no longer able to own a home, the amount of renters is increasing.
Melodye Colucci-Stackpole, a Realtor [...]
It is horrible to hear stories of troubles so close to the holidays but situations like these can happen to anyone.
In Coppell, TX, 20 people living in an apartment complex are going to be spending the holidays rebuilding their lives. Unfortunately, their apartment complex went up in flames and even worse, none of them had [...]
Insurance fraud is no joke! Recently, a man in Lancaster, Ohio learned that the hard way. Roger W Sattler, pleaded guilty on Thursday to one count of insurance fraud, a fifth-degree felony and one count of attempted aggravated arson, a third-degree felony, in Fairfield County Common Ples Court.
The man had recently moved into a rental [...]
Living off-campus can often provide adequate housing with lower costs of living and higher lifestyle freedom. There are a few things to concern yourself with if you do choose the off-campus path versus on-campus housing. “Moving off campus involves contracts, and knowing the terms of agreement is an important factor in successful off-campus [...]
It’s easy to believe nothing will ever happen to you but taking the proper steps to lower risk is a always the best route.
With fire prevention, there are certain areas you want to pay attention to. To start off, make sure you have a working smoke detector. This detector will provide [...]
You just got out of school and got into your first home. Within a year you realize you’ve dug yourself too deep and can’t afford to pay for the home! You may have a new option to staying in your home.
Fannie Mae has introduced a new approach to keeping struggling borrowers in [...]
Unfortunately, vehicle burglaries are one of the most common crimes! Seeing that these burglaries are crimes of opportunity, it is often our own carelessness that causes our vehicles to be broken into.
Although we would like to believe that areas around college campuses would be a safer environment where these types of crimes wouldn’t occur, it’s [...]
Burglary is a scary thing that no one wants to experience. There are many reasons people break into homes or apartments, none of which result in good events.
To start off, a household is only as safe as its most careless member. It is hard to change peoples habits but it is very important to make [...]
Whether you are looking to rent your first place or just moving into a new spot, there are a lot of unforeseen issues you may run into. Unfortunately, we don’t live in a perfect world so things don’t always go as planned.
If it’s issues with roommates, make sure you keep a open channel of communication, [...]