Author Archives: Ryan

Rockfield Apartment Fire leaves families at the starting line

Its always easy to say that renters insurance isn’t necessary until you read a story like this one. Five families lived in a apartment complex in Rockfield and they are now left with nothing. A fire that started in the bathroom ignited the whole building rapidly, leaving the families with nothing but the [...]

Insurance necessities by area

To explain insurance necessities by area, South Carolina works as a perfect example. It is common for renters in South Carolina to pass on renters insurance but they are essentially setting themselves up for disaster. In this area, certain natural disasters are common and without renters insurance, they will find themselves paying for [...]

Owners extorted tenants, second lawsuit filed

In April 2008, a fire broke out at a six-story, 72-apartment complex on Temple Street causing around $3 million in smoke and fire damage, which made the building uninhabitable and displaced its 110 or so residents. That was only the beginning of the problems for the tenants. The start of the fire had [...]

Fire tears up student living!

It’s never fun to write on topics such as these, thankfully no one was hurt in the incident on the morning of October 29th. It started early in the morning at Alfred University, eight students rushed out of their apartment building as the building went up in flames. No one received any injuries [...]

Renting vs. Buying

Maybe after graduation you get your dream job, maybe you have inherited money or maybe you just got lucky but even if you have money, renting may be the way to go.  Unless you plan on staying in a neighborhood for a very long time, buying a home may be a bigger risk.  There is [...]

Burglary statistics may change your mind!

When it comes to home safety, whether renting or owning, it pays to know the facts. Although we may want to live in the perfect society, we don’t. It is a fact that there is an estimated 2,329,950 annual burglaries nationwide, with an annual loss by victims of approximately $3.1 billion. It [...]

There is more renters and they’re spending more money!

The U.S. Census Bureau recently reported an increase of nearly 750,000 renters. The number of renter-occupied housing units nationally increased from an estimated 35,678,000 in the first quarter of 2008 to an estimated 36,426,000 in the first quarter of 2009.
Between the laptops, iPods, and other electronics, the financial responsibility that renters take upon themselves [...]

Who is getting insurance and who is rolling the dice?

A popular question college student’s face these days is whether or not they should get renters insurance. With so much attention being brought to health insurance it is becoming common knowledge that living without health coverage is very risky. Well now you can eliminate the risk from all parts of your life and protect your [...]

Add renters insurance to the school supplies list!

Getting ready for school can be rough whether you’re a freshman just finishing up your first month of classes or a senior used to the day to day. By now, hopefully you have everything you need to get you through the semester or at least the next month. After you’ve spent your [...]

What you need to know!

When purchasing renters insurance, there are a couple of things you need to know. We want to make sure that you are educated and comfortable with the policy information.
As you might already know, renters insurance is insurance that is meant to cover you in case of damage to the property you are [...]

Replacement when you need it!

It would be great to live in a world that had no theft, where everything you bought could be yours forever. Well, we can’t change the world but we can make sure you keep what you paid for.
No, I’m not talking about security to prevent theft. I’m talking about full on replacement [...]

Know your policies!

College is a fun and fast pace time in people’s lives that can sometimes blind individuals to some of the risks they are taking on living on their own. Most college students did not live on their own before coming to college because they were living with their parents. Now that they are [...]