It is far too often the headlines read everything lost in apartment fire or thousands in damages to be paid on property damage. In this case, Crista Fischer is fortunate enough to have a renters policy that is expected to reimburse all of her expenses associated with the fire. Since her experience in December, Fischer insisted that “everybody needs to have renter’s insurance.”

Although most people know the risks they take on without coverage, Mike Shanahan, an Insurance company owner in Fremont, reported to the Fremont Tribune that its common for renters not to carry renter’s insurance.

For $10 a month it saved Crista and some policies are even less that! Look into coverage before your horror story hits the headlines!