Tag Archives: Renter’s Insurance

Where do you live?

Renters insurance has multiple benefits from property coverage to liability coverage!
What some people forget to look into is where they live.  If you live in a particular area that is susceptible to damage caused by mother nature, you may need to add to your policy.  Depending on your particular situation, you want to make sure that the necessary coverage [...]

Personal liability coverage

As a young college student, you feel you are entitled to have fun when you aren’t busy with school.  After talking with your roomates, you decide that over the weekend it would be fun to have a party at your apartment.  Friday night finally arrives and people start to show up for the party.  As the night progresses, everything is [...]

Preparing for the unexpected

7am: You drag yourself out of bed, get ready for the day and head out for another day of school.
10am: While sitting in chemistry, you hear of a fire back at the dorms.
10:30am: You rush back to the dorms after class to see what all the talk is about.
As you approach the dormitory, you begin [...]

Renters insurance for dorms

Living in the dorms provides students with a great opportunity to live on there own and be held responsible for their actions. Most Universities are now requiring that freshmen live in the dorms for a year. Although the dorms are much more monitored then most off campus housing, there is a still risks [...]

North Bend woman stresses the need for renters insurance!

Reporting on renters insurance is typically disheartening due to the horror stories posted in the headlines of the news. Today, I am sad to hear of the misfortunes of Crista Fischer, a woman from North Bend whose home caught fire the day after Christmas. After facing this unfortunate turn of events, Fischer feels [...]

Students Moving Off Campus

Last week the University of Notre Dame held a lecture titled, “Moving Off Campus: What to Know Before – And After – Signing a Lease“. This session emphasized the importance of doing your homework before signing a lease. Also the significant knowledge a student may gain from reading through the entire lease and understanding the [...]

Horror Story!

It is horrible to hear stories of troubles so close to the holidays but situations like these can happen to anyone.
In Coppell, TX, 20 people living in an apartment complex are going to be spending the holidays rebuilding their lives. Unfortunately, their apartment complex went up in flames and even worse, none of them had [...]

Justice!

Insurance fraud is no joke! Recently, a man in Lancaster, Ohio learned that the hard way. Roger W Sattler, pleaded guilty on Thursday to one count of insurance fraud, a fifth-degree felony and one count of attempted aggravated arson, a third-degree felony, in Fairfield County Common Ples Court.
The man had recently moved into a rental [...]

Stuggling homeowners can stay in their homes as renters!

You just got out of school and got into your first home. Within a year you realize you’ve dug yourself too deep and can’t afford to pay for the home! You may have a new option to staying in your home.
Fannie Mae has introduced a new approach to keeping struggling borrowers in [...]

Ever fallen victim to vehicle burglary?

Unfortunately, vehicle burglaries are one of the most common crimes! Seeing that these burglaries are crimes of opportunity, it is often our own carelessness that causes our vehicles to be broken into.
Although we would like to believe that areas around college campuses would be a safer environment where these types of crimes wouldn’t occur, it’s [...]

Know your renting rights!

Whether you are looking to rent your first place or just moving into a new spot, there are a lot of unforeseen issues you may run into.  Unfortunately, we don’t live in a perfect world so things don’t always go as planned.
If it’s issues with roommates, make sure you keep a open channel of communication, [...]

Rockfield Apartment Fire leaves families at the starting line

Its always easy to say that renters insurance isn’t necessary until you read a story like this one. Five families lived in a apartment complex in Rockfield and they are now left with nothing. A fire that started in the bathroom ignited the whole building rapidly, leaving the families with nothing but the [...]

Insurance necessities by area

To explain insurance necessities by area, South Carolina works as a perfect example. It is common for renters in South Carolina to pass on renters insurance but they are essentially setting themselves up for disaster. In this area, certain natural disasters are common and without renters insurance, they will find themselves paying for [...]

Fire tears up student living!

It’s never fun to write on topics such as these, thankfully no one was hurt in the incident on the morning of October 29th. It started early in the morning at Alfred University, eight students rushed out of their apartment building as the building went up in flames. No one received any injuries [...]

There is more renters and they’re spending more money!

The U.S. Census Bureau recently reported an increase of nearly 750,000 renters. The number of renter-occupied housing units nationally increased from an estimated 35,678,000 in the first quarter of 2008 to an estimated 36,426,000 in the first quarter of 2009.
Between the laptops, iPods, and other electronics, the financial responsibility that renters take upon themselves [...]