Are You Protected with All the Important Coverage You Need?

All insurance policies are not alike. It's very important that you compare policies before buying.

CollegeRentersInsurance.com is a service of Next Generation Insurance Group, LLC. Renters Insurance is provided and administered by Assurant Specialty Property.

When you are shopping for Renters Insurance, ask yourself these questions:

Who provides the insurance?

Within the Assurant, Inc. Companies, Renters Insurance is underwritten by American Bankers Insurance Company of Florida. In Minnesota, Renters Insurance is underwritten by American Security Insurance Company. In Texas, the Renters Insurance personal property protection is underwritten by Ranchers and Farmers Mutual Insurance Company, and the personal liability protection is underwritten by American Bankers Insurance Company of Florida.

American Bankers Insurance Company of Florida has been in business since 1947 and has $1.7 billion in gross written premiums. This company has a Best's Rating of "A" (Excellent) by A.M. Best Company*, an organization that rates insurance companies, based on financial strength and operating performance. As our customer, you can expect quality insurance products, prompt service and timely processing of claims.

Financial data is for the period ending 12/31/07.

A.M. Best Company ratings range from A++ to F. An "A" rating represents the third highest position out of 16 rating categories. The A.M. Best Company neither endorses nor is affiliated with American Bankers Insurance Company of Florida.

American Bankers Insurance Company of Florida and American Security Insurance Company are Assurant Specialty Property companies.

Can roommates share coverage through one policy?

Yes, if all names are listed on the lease agreement. To add a roommate, notify American Bankers Insurance Company of Florida in writing (see address below) or fax your request to 1-305-259-4569. Both individuals will be named on any claim payments or policy refunds. For optional Involuntary Unemployment Insurance coverage only the first named insured will be covered.

American Bankers Insurance Company of Florida
Specialty Services, 5th Floor
P.O. Box 979220
Miami, FL 33197

You may also email us at rentersmail@assurant.com. Please include the insured's name, address and policy number in your request.

American Bankers Insurance Company of Florida administers the coverage that is underwritten by Ranchers and Farmers Mutual Insurance Company and by American Security Insurance Company, and therefore it can be contacted regarding coverages issued by these underwriters.

Does the property owner's insurance cover me?

The property owner's insurance generally covers only the building where you live. There is no coverage for your personal belongings, or any liability coverage in the event you are negligent and legally responsible for causing bodily injury or damage to someone else's property.

What happens to my coverage if I move?

Once you provide us with a new address, your policy will be updated accordingly. Simply notify American Bankers Insurance Company of Florida in writing at the address below or fax to 1-305-259-4569. You may also email us at rentersmail@assurant.com. Be sure to include your name, current and future addresses, policy number, policy type, the last day you plan to live in your current residence, and the move-in date to your new address. If you move to a new state, a new policy with the rates and forms applicable to that state will be issued.

American Bankers Insurance Company of Florida
Specialty Services, 5th Floor
P.O. Box 979220
Miami, FL 33197

American Bankers Insurance Company of Florida administers the coverage that is underwritten by Ranchers and Farmers Mutual Insurance Company and by American Security Insurance Company, and therefore it can be contacted regarding both coverages.

Who is Next Generation Insurance Group?

CollegeRentersInsurance.com is a service of Next Generation Insurance Group, LLC (NGI). NGI ushers in an innovative new approach to insurance, enabling customers to easily obtain a portfolio of affordable, reliable policies that effectively manage risk during particular life stages and milestone events. Next Generation Insurance Group is a national insurance sales and marketing firm that enables consumers and organizations to manage risk affordably. The firm is an authority on a complete portfolio of relevant, "right-fit" insurance products for specific life stages and life events. As an innovator in the industry, NGI combines the best aspects of the traditional multi-carrier agency model with the direct-to-consumer approach. This allows for more relevant coverage to best meet consumer needs during specific life stages and events.

What other websites and insurance products does Next Generation Insurance Group offer?

If you would like information on other insurance products besides Renters Insurance, visit NGI Group's website for more.

How can my organization partner with CollegeRentersInsurance.com and Next Generation Insurance Group?

For more information on how to partner with us, please read our partnership page or email us at partnerships@nextgenins.com.